Income & Monthly Expenses
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Rental Preferences
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Home Purchase Details
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Your Comfortable Monthly Rent
$1,530
Based on your income, debts, and expenses
Monthly Income
$6,000
All Other Costs
$4,470
Rent Budget
$1,530
Rent-to-Income Ratio
25.5%
✓ Great — under 30% of gross income goes to rent.
Estimated Home Price You Can Afford
$320,000
Includes principal, interest, taxes & insurance
Max Monthly Payment
$1,800
Down Payment
$40,000
Est. Loan Amount
$280,000
Monthly P&I
$1,835
Tax + Insurance
$440
DTI Ratio
36%
Debt-to-Income Ratio
36%
✓ Within conventional loan limits (≤43% DTI).
Estimates are for planning purposes only. Consult a licensed financial advisor or lender for personalized guidance.